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Lendasat

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Non-custodial P2P BTC-backed loans using multisig and DLC smart contracts. No KYC and no rehypothecation; fixed-rate loans in USD or stablecoins with terms from 1 to 12 months.

Product Details

Interest Rate (APR)
11.5% - 19.5%
Loan-to-Value (LTV)
70%
Loan Term
1-12 months
Liquidation LTV
90%
Loan Amount
$100 - $100,000
Custody Model
DeFi
Custodian
Multisig + DLC escrow
Client Multisig
Yes
Rehypothecation
No
KYC Required
No
Loan Currencies
USDC, USDT, USD
Collateral Types
BTC

Availability & Requirements

P2P marketplace in beta; actual offer availability varies by counterparties and local restrictions.